Does Kaiser Permanente Insurance Cover Drug Rehab?
Kaiser Permanente insurance offers healthcare solutions in 8 states plus Washington D.C. They are in-network in the following main regions:1
- California – Northern
- California – Southern
- Maryland/Virginia/Washington D.C.
- Oregon/Southwestern Washington
If you need Kaiser Permanente substance abuse treatment coverage and are in any of these areas, then you should be able to find the help you need. If you want to check for more detailed information, you can call the phone number on the back of your insurance card and speak to a Kaiser insurance coordinator about specifics. Additionally, you can go the Kaiser’s main website and put in your zip code under the desired treatment plan. Once you enter it, you will see a list of available information to facilitate your search for Kaiser drug rehab.
Seeking Kaiser Permanente drug detox treatment is critical if you are experiencing addiction. Delaying treatment could cause permanent damage to your body or life. Kaiser Permanente insurance has many different health plans, all of which will have some type of substance addiction coverage. Some of the Kaiser Permanente insurance plans include:2
- Individuals and families
- Employer-covered insurance
- Charitable health coverage
- Business plans
Each of these plans offer varying levels of coverage, such as bronze, silver, gold, platinum, and catastrophic.2
The quickest way to find out if you have addiction coverage at a particular facility is to verify your insurance with that rehab center. You can do so now, and all your information remains completely confidential.
What Will Kaiser Permanente Insurance Cover?
You may wonder just what Kaiser Permanente insurance rehab will cover? Of course, deductibles differ, and your out-of-pocket costs can vary from service to service. It’s crucial to know what kinds of Kaiser Permanente insurance drug treatment programs are available to those with addiction issues. Not everyone needs the exact same services. Your treatment plan depends on how severe your needs are. Some people need constant monitoring, while others thrive in an outpatient setting. Here are some of the services that are offered through Kaiser:3&4
- Inpatient or residential rehab—during an inpatient program, you get full-time monitoring by a doctor. They will ensure you can safely detox with the help of medical professionals.
- Outpatient rehab and therapy—at an outpatient rehab program, you will be participating in therapy sessions once or twice a week. Sessions generally last about an hour.
- Intensive outpatient (IOP)—intensive outpatient therapy will be more involved and could involve therapy sessions 5 days a week.4(pg3)
- Partial hospitalization programs (PHP)—in a PHP you will be one step down from an inpatient program. You can expect close monitoring by physicians, but you won’t stay overnight.4(pg3)
Does Kaiser Permanente Insurance Cover Mental Health Care?
Mental health care is often a vital component of substance abuse. You may be concerned about whether you will have Kaiser mental health coverage. Fortunately, under the Affordable Care Act (ACA), insurance providers “must cover mental health and substance abuse services as essential health benefits.”5 According to the National Institute on Drug Abuse (NIDA), this is critical since many people with substance abuse disorders also have a mental illness.6 It may be difficult to determine which of the conditions occurred first or if one led to the other; but the two conditions often go hand in hand.
When someone has both a mental health disorder and a substance use disorder, they need a co-occurring disorders treatment program. Whether you have anxiety issues, depression, a mood disorder, or a personality disorder, there are certain drugs that are more often misused by some struggling with mental health conditions.6 Some of the drugs that are often used in an effort to block out mental health problems include:
How Long Does Kaiser Permanente Cover Rehab?
The length of time you will need to stay in one of the Kaiser rehab centers depends on the extent of your issues. If you are participating in an inpatient program, then you will stay overnight for an extended period of time. Even after your initial detox is over, it’s recommended that you continue with intensive outpatient therapy or partial hospitalization program, as these are considered a step-down from the residential programs. This allows you time to transition back to your regular life more readily.
The NIDA indicates that the longer the treatment, the more effective it will be.7 You should have a minimum of 3 months for the best outcome.7
You can verify your insurance benefits to find out the length of coverage you’ll have.
What If My Kaiser Permanente Insurance Policy Does Not Cover Rehab?
In some instances, you may discover that you don’t have Kaiser Permanente drug rehab coverage. If this happens, there are other options for payment. You may be able to get a small loan with low interest rates. Additionally, you may have family or friends who can assist you with a loan. You can also ask the facility if they offer discounts, financing, scholarships, and so on.
Whether you have coverage or not, it’s best not to put off seeking the help you need. Your life is more valuable than anything else.
In-Network vs. Out-of-Network Rehab Centers
Understanding the difference between in-network and out-of-network coverage is crucial, so you pay the least out-of-pocket cost possible. In-network services refers to doctors and facilities that have a contract with Kaiser Permanente insurance. A contract simply means that they have offered their services to Kaiser at a reduced price, which translates to savings to the patient. When you use in-network providers, you won’t have to pay as much.
You can still seek treatment with an out-of-network provider, but you will have to pay more. One way to find out whether the facility you’re considering is in or out of network is to search Kaiser Permanente’s database.
Check Your Benefits
You can take the first step today and find out about Kaiser Permanente rehab benefits. Check to see what is covered by contacting American Addiction Centers (AAC). We can verify your insurance coverage instantly when you fill in your information on the form below. The answer is immediate, and your information stays confidential. You can find out whether Kaiser is in-network or not with AAC.
Start the healing process by reaching out to American Addiction Centers. Our facility offers safe medical detox as well as evidence-based therapies.
Reach out to our helpline today by calling 1-888-851-2649 Who Answers? .
Let’s verify your coverage for treatment at an American Addiction Centers location. Your information is kept 100% confidential.
- Kaiser Permanente. (2021). Doctors & locations.
- Kaiser Permanente. (2021). Shop plans.
- Kaiser Permanente. (2021). Inpatient and outpatient treatment for substance use disorder.
- Kaiser Permanente. (2012). Behavioral health services.
- gov. (2021). Mental health & substance abuse coverage.
- National Institute on Drug Abuse. (2020). Health consequences of drug misuse mental health effects.
- National Institute on Drug Abuse. (2020). Principles of drug addiction treatment: A research-based guide.